Development Exit Loans
We provide fast, flexible funding to help you complete your development, and remain in control of your cashflow.
What We Cover With Our Development Exit Loans
At ViaLend, we provide development exit loans designed to take the pressure off you during the final stages of completion with your project, helping you meet your financial obligations and laying the groundwork for the next steps. That means you get the benefit of immediate access to funds that can help you settle existing loans, manage unexpected post-completion costs, and make strategic decisions for the future. Whatever the nature of your project, or the financial priorities you’re faced with, you can have peace of mind in fast, structured access to the capital you need – so you always remain in full control.
Our flexible development loans can help you:
- Repay your construction or bridging loans
- Cover urgent post-completion costs or liabilities
- Maintain control of your cashflow while preparing for sale or refinancing
- itigate risks and prioritise urgent expenditures
- Co-ordinate multiple projects without tying up your capital
- Schedule repayments, refinancing, and marketing milestones
- Streamline completion, with expert guidance from our team
Throughout the process, our team is committed to making the entire experience as smooth and stress-free for you as possible. If you’ve got any questions about any element of our development exit loans, or how we can tailor them to your circumstances, don’t hesitate to ask one of us – we’ll always be happy to help.
How We Can Help Prepare You For The Final Completion Stages
The final stages of a project can be among the most demanding, so we’re focused on supporting a smooth financial exit. We can review your completed development and identify any outstanding financial obligations, including contractor settlements, regulatory requirements, warranty items, or final remedial works. This gives you the breathing room to resolve these issues before they affect your schedule, valuation, or profit margins.
Funding is structured to support:
- Reviewing completed developments to identify outstanding financial commitments
- Funding contractor settlements, remedial works, warranties, and regulatory items
- Clearing existing construction or bridging finance ahead of sale or refinance
- Managing post-completion costs without disrupting exit timelines
- Sequencing repayments around your chosen exit strategy to protect cash flow
- Avoiding capital being tied up across multiple projects at completion
Why Choose ViaLend
Drawing on a wealth of in-house expertise and practical knowledge in development loans at ViaLend, our team understands the nuances and complexities of post-completion finance, including the challenges they can often pose to organisations or key officers navigating the final stages. Accordingly, we tailor our solutions to consider a wide range of relevant factors, including market conditions, and your current financial obligations. That means you can enjoy fast, flexible loan structuring that neatly aligns with your project’s requirements and overall timeline.
We always strive to proactively identify any potential obstacles or urgent pressures, and efficiently resolve them as early as we can – helping to prioritise your peace of mind, save you from unnecessary hassle, and ensure the satisfaction of every key stakeholder.
Flexibility, diligence and efficiency are the hallmarks of our service, and clear, consistent communication is another central pillar of our approach. If you ever have any questions about the process, or you need any specific advice, we can always provide answers in as much or as little detail as you need.
Risk Warning
Development exit loans are short-term, stage-based financing products secured against completed property. If repayments are not maintained, the property used as security may be repossessed. Approval is subject to our underwriting checks. This finance is intended for experienced developers who understand the risks of refinancing or repaying construction loans, including post-completion costs, market fluctuations, and timing pressures.
Frequently Asked Questions about Development Exit Loans
How quickly can I access funds once my development is complete?
Funds can typically be released immediately after your project finishes, enabling you to quickly repay initial loans. This rapid access prevents cash flow issues, helps you meet deadlines, and ensures that you can seize follow-on opportunities like resale, refinancing, or reinvestment into new projects.
What types of projects are eligible for a development exit loan?
We provide loans for a wide range of developments, including residential homes, multi-unit schemes, mixed-use buildings, and commercial properties. Projects must be complete or near completion, and we assess each one based on the exit strategy, repayment plan, and quality of the completed work, ensuring that all funding aligns with each project’s timeline and risk profile.
Do I need a perfect credit history to qualify?
It’s not strictly necessary to have a perfect credit record. We focus on your project’s viability, completion status, and exit plan, so that experienced developers with minor credit issues can still access funding. Each application is assessed holistically, taking into account any prior development experience, financial structuring, and the security offered – as opposed to relying solely on credit scores.
Can I use the loan for multiple developments at once?
Yes, we can structure financing to cover multiple projects simultaneously, helping you avoid unnecessarily tying up any capital. This enables you to manage several properties at different stages of completion, maintain smooth cash flow, and effectively coordinate repayments while preparing each development for sale, refinancing, or further investment.
How do I get started with development exit loans?
It’s easy to begin – just get in touch with our team, let us know the details of your situation, and we’ll look at the next steps with you. You can also use our loan calculator to estimate how much you might be eligible to borrow.